At Kobsilgadgets, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share your data when you interact with our website, make purchases, or enrol in our hire purchase program
       

        1. Information We Collect 

     We collect the following types of information:

       1.1 Personal Information

• Full name
• Contact details (phone number, email, address)
• Identification documents (e.g., national ID)
• Employer name and employment verification
• Bank or payroll details (for hire purchase verification)

    1.2 Transaction Information

• Product purchase history
• Payment records
• Delivery address and logistics info

    1.3 Website Usage Data

• IP address
• Device/browser details
• Pages visited, time spent on site
• Cookies for improved experience

    2. How We Use Your Information

• We use your data for the following purposes:
• To process purchases (outright and hire purchase)
• To verify employment for salary deduction agreements
• To deliver products to your address
• To provide customer support
• To send updates, confirmations, and promotional content (only with your consent)
• To detect and prevent fraud

   3. Data Sharing

      We may share your data with:

• Your employer, for salary deduction authorization
• Payment processors, for transaction handling
• Delivery partners, to fulfil your order
• Third-party service providers, for website management and security
• Legal authorities, if required to comply with law enforcement or court orders

     We do not sell your personal data to third parties.

  4. Data Storage and Security

    Your data is stored securely on encrypted systems and only accessible to authorized personnel. We implement               strict measures     to protect your information from unauthorized access, loss, or alteration.

  5. Your Rights

    You have the right to:

• Access your data
• Correct inaccurate information
• Withdraw consent at any time
• Request deletion of your data (subject to hire purchase contract terms)
• opt out of marketing communications

   To exercise these rights, contact us at gadgets@kobsilgadgets.com

  6. Cookies and Tracking

    Our website uses cookies to enhance user experience. You can manage cookie preferences via your browser                     settings.

  7. Children’s Privacy

    We do not knowingly collect personal data from individuals under the age of 18.

  8. Changes to This Policy

    Kobsilgadgets reserves the right to update this policy. Changes will be posted on our website, and the date at the           top will be updated accordingly.

  9. Contact Us

    Accra: +233 207 496 381

    Kumasi: +233 557 631 719

    UK: +44 783 026 1635, +44 742 573 41375

    E-mail: gadgets@kobsilgadgets.com

   Address: Kent Crescent 62, Wigston, LE18 4XR, Leicestershire, United Kingdom